Service Charges relating to Gold Loans
Sl No Category Service charge
1 Service charge for gold loans under normal schemes (except loans under MHL and MLS schemes) Applicable only in South India Branches) Rs.10/- for loans upto Rs.10,000/- and Rs.20/- for loans above Rs.10,000/- every time a loan is sanctioned/renewed and a pledge form is printed.
2 Processing charges for loans under MHL (Muthoot High value Loan) scheme.

South Branches - 0.5% of the loan amount

North Branches - Loan amount below Rs.5 lakhs-1% of the loan amount, Loans of Rs.5 lakhs and above and less than Rs.10 lakhs-1% of the loan amount, Loans of Rs.10 lakhs and above and less than Rs.25 lakhs-0.5% of the loan amount, Loans of Rs.25 lakhs and above-0.25% of the loan amount

3 Documentation charges for limits sanctioned under MOS (Muthoot Overdraft scheme) Rs.1500/- per account (For renewals within 12 months Rs.750/- per account)
4 Processing charges for loans under MSS (Muthoot Samsung Scheme) Rs.50/- per loan account
5 Processing charges for loans under ZIL (Zero Interest Loan) scheme Rs.50/- per loan account
6 Charges for lost tokens (Applicable for loans under all schemes) Rs.25/- (in addition to the cost of stamp paper applicable)
7

Notice charges

(Applicable for loans under all schemes)

South Branches:- Ordinary Notice - Rs.10/-

Registered Notice - Rs.40/-

Auction Notice - Rs.70/-

North branches:-

Ordinary Notice(3 times) - Rs.10/- *3=Rs.30/-

Registered Notice - Rs.40/-

Auction Notice - Rs.100/-

(whenever a loan is marked for auction, the charges will be recovered)

8

Administrative charges

(applicable only in North branches)

0.15% of loan amount(Minimum Rs.40/-,maximum Rs.600/-) for all schemes in North branches
9 Stamp duty levied by State Governments Actuals wherever applicable
10 SMS Charges Rs.2/- per account at the time of closure / renewal
me Apr 28
And those sex crimes.
Jon M Quigley PMP Jul 17
I do this with my family, only I do not have a sweet tooth. For me, we celebrate by going out to a steak dinner! Finish a book? Steak dinner. Patent? Steak dinner. Speaking event? Steak dinner. You see the theme.

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